It's really important to select the correct HMRC Tax and Student Loan Statements when completing your application form. If you don't you may be charged the wrong amount of tax and Student Loan repayments each month as your Tax Code may end up being incorrect
What is my HMRC Tax Status?
To help you with choosing the correct Tax Status, we have a few questions that may help you:
Do you have another job?
- If you have another job, please choose the statement 'As well as my new job, I have another job or receive a State or Occupational Pension'
- This includes if you have a Substantive role in one of our Partner Trusts or Clients
- If you don't have another job, please move on to the next question
Do you receive payments from a pension?
- If you receive any pension payments, please choose the statement 'As well as my new job, I have another job or receive a State or Occupational Pension'
- This includes:
- State pensions - a pension paid when you reach State Pension age.
- Workplace pensions - a pension which was arranged by your employer and is being paid to you.
- Private pensions - a pension arranged by you and is being paid to you
- If you don't receive any pension payments, please move on to the next question
Have you received any other relevant payments since 6 April?
- A 'relevant payment' is any payment from:
- another job which ended after 6 April
- Jobseeker's Allowance (JSA) - an unemployment benefit which can be claimed while looking for work.
- Employment and Support Allowance (ESA) - a benefit which can be claimed if you have a disability or health condition that affects how much you can work.
- Incapacity Benefit - help if you could not work because of an illness or disability before 31 January 2011
- No other Government or HMRC paid benefits need to be considered
- If you receive a 'relevant payment', please choose the statement 'This is now my only job but since last 6 April I have had another job, or received taxable allowances, benefits or pension. I do not receive a State or Occupational Pension'
- If you don't receive any 'relevant payments', please choose the statement 'This is my first job since last 6 April and I have not been receiving any taxable allowances, benefits or pension'
We can't tell you what your Tax Code should be - this is decided by HMRC. If you believe it is wrong, please see our article
My tax code is wrong
What is my Student Loan Status?
You don't need to declare your Student Loan in the Application form if:
- You don't have a student or postgraduate loan
- You’re still studying on a course that your student loan is for
- You completed or left your course after the start of the current tax year, 6th April
- You’ve already repaid your loan in full, or
- You’re paying the Student Loans Company by Direct Debit from your bank to manage your end of loan repayments
If you need to declare your Student Loan in the Application form, please choose the Student Loan Plan that matches your circumstances.
- Plan 1 is for anyone who lived in Northern Ireland when you started your course or if you lived in England or Wales and started your course before 1 September 2012
- Plan 2 is for anyone who lived in England or Wales and started your course on or after 1 September 2012.
- Plan 4 is for anyone who lived in Scotland and applied through the Students Award Agency Scotland (SAAS) when you started your course.
- Postgraduate Loan is for anyone who:
- Lived in England and started your postgraduate master's course on or after 1 August 2016
- Lived in Wales and started your postgraduate master's course on or after 1 August 2017
- Lived in England or Wales and started your postgraduate doctoral course on or after August 2018
For more information about the type of loan you have or to check your balance, go to the
gov.uk website.
